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Cathy Relac
REALTOR®
Cell: (717) 398-8713
Office: (717) 633-7300
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24 Neptune Drive, Joppa, MD 21085

$780,000
  • 24 Neptune Drive, Joppa, MD 21085 Main Photo

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New to the Market
BEDS3 BATHS2 full 1 partial SQUARE FEET2,534 MLS#MDHR2054110
STATUSACTIVE PROPERTY TYPEResidential - Single Family SUBDIVISIONRUMSEY ISLAND SCHOOLHARFORD COUNTY PUBLIC SCHOOLS

Property Description

Nestled in the serene enclave of Rumsey Island, this exquisite 3-bedroom, 2.5 bath ranch style home offers one-level-living with a harmonious blend of luxury and comfort, ideal for those seeking an exclusive waterfront lifestyle. • This thoughtfully updated home boasts over 2500 square feet of living space, showcasing a perfect balance of functionality, pride of ownership and timeless charm. Discover a warm and inviting interior adorned with rich parquet wood and slate flooring, complemented by crown moldings that add a touch of sophistication. The open floorplan offers a generous foyer, perfectly appointed waterfront living room, cozy family room with a gas fireplace, an ideally positioned kitchen equipped with stainless appliances, adjacent laundry-utility room with access to the 2-car garage and an abundance of storage throughout. This home is an entertainer’s dream – enjoy the additional waterfront family room with a Potbelly stand-alone gas stove just off the kitchen! • The outdoor amenities are unparalleled, featuring a private pier equipped with electric, water, a 10,000 lb. electric boat lift and a jet ski ramp. The shoreline is expertly protected by a permanent riprap, providing a maintenance-free, "forever" solution to erosion. Delight in the extensive hardscape and beautifully landscaped 0.37-acre lot. Relax in the bonus square feet of the screened porch equipped with a ceiling fan & Govee smart lighting or on the patio while overlooking the Gunpowder protected watershed; it’s a birdwatcher’s paradise, featuring active Purple Martin nests on site. With 62 feet of water frontage along Taylor Creek, the property provides direct access to an abundance of water activities. Experience the direct access to the Gunpowder River, Mariner Point Park, and the Chesapeake Bay. Whether you’re boating, paddle boarding, or kayaking, you are just a short, scenic cruise away from the vibrant waterfront dining. • This is a buyer’s dream – check out and download the countless renovations, updates & improvements the owners have made under documents above. •

24 Neptune Drive | MLS# MDHR2054110

This single family home located at 24 Neptune Drive, Joppa, MD 21085 is currently listed for sale with an asking price of $780,000. This property was built in 1968 and has 3 bedrooms and 2 full and 1 partial baths with 2534 sq. ft. Neptune Drive is located in the RUMSEY ISLAND subdivision within the HARFORD COUNTY PUBLIC SCHOOLS school district. Search RUMSEY ISLAND real estate on cathyrelac.homesale.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Ceiling Fan(s), Central A/C
Fireplaces: 2
Fuel Type: Natural Gas
Garage: 2
Heating: Forced Air
Home Style: Ranch/Rambler
Lot Size: 0.37 Acres
Stories: 1.0
Taxes: $4,157
Year Built: 1968

Feature Descriptions

Accessibility: No Stairs, Level Entry - Main
Additional Structures: Above Grade, Below Grade
Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Oven - Self Cleaning, Oven/Range - Gas, Refrigerator, Washer
Exterior: Brick, Combination, Vinyl Siding
Exterior: Extensive Hardscape, Exterior Lighting, Sidewalks
Fireplace: Gas/Propane, Insert
Flooring: Wood, Slate
Interior: Attic, Combination Kitchen/Dining, Crown Moldings, Entry Level Bedroom, Family Room Off Kitchen, Kitchen - Country, Kitchen - Eat-In, Kitchen - Table Space, Primary Bath(s), Window Treatments, Wood Floors
Lake Name: Taylor Creek to Gunpowder River
Location: Canal
Lot: Landscaping, Premium, Rip-Rapped
Lot Dimensions: 0.37 Acre(S)
Parking Features: Concrete Driveway
Parking Notes: 6 Total Parking Spaces
Pet Restrictions: No Pet Restrictions
Rooms: Living Room, Primary Bedroom, Bedroom 2,Bedroom 3,Kitchen, Family Room, Foyer, Sun/Florida Room, Laundry, Primary Bathroom, Full Bath, Half Bath, Screened Porch
Sewer: Public Sewer
Special View Info: Trees/Woods, Water
SQFT Above Finished: 2534
SQFT Total Finished: 2534
Structure Type: Detached
Total Garage/Parking Spaces: 6
Utilities: Cable TV Available, Natural Gas Available, Phone Available, Sewer Available, Water Available
Water: Public
Water Access: Boat - Powered, Fishing Allowed, Personal Watercraft (PWC), Private Access, Sail, Swimming Allowed
Waterfront: Private Dock Site, Rip-Rap
Windows: Double Pane, Screens

Room Sizes

Primary Bedroom: 16 x 12 Level - Main
Primary Bathroom: 9 x 5 Level - Main
Bedroom 2: 19 x 13 Level - Main
Bedroom 3: 14 x 12 Level - Main
Full Bath: 7 x 7 Level - Main
Foyer: 8 x 7 Level - Main
Family Room: 19 x 12 Level - Main
Living Room: 22 x 13 Level - Main
Kitchen: 14 x 9 Level - Main
Sun/Florida Room: 20 x 11 Level - Main
Screened Porch: 16 x 12 Level - Main
Laundry: 8 x 7 Level - Main
Half Bath: 7 x 3 Level - Main

Local Schools

High School: JOPPATOWNE
Middle School: MAGNOLIA
Elementary School: JOPPATOWNE
School District: HARFORD COUNTY PUBLIC SCHOOLS

Listed By / Shown By

Listed By

Agency Name: Coldwell Banker Realty
Agency Phone: 4105152000

Shown By

Agent Name: Cathy Relac
Agent Phone: Cell: (717) 398-8713
Agency Title: Berkshire Hathaway HomeServices Homesale Realty

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Estimated Payment

$ 2,309.86 per month $1,735.94 Principal & Interest $346.42 Property Tax $227.50 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/30/2026. The listing information on this page last changed on 04/30/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 04/30/2026 12:00:26 AM EST) or Bright MLS (last updated Wed 04/29/2026 11:50:09 PM EST). Real estate listings held by brokerage firms other than Berkshire Hathaway HomeServices Homesale Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Licensed in Pennsylvania and Maryland
Catherine Relac 

880 Carlisle Street, Hanover, PA 17331
717-633-7300

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